Terms and Conditions

1. Overview of Services

Ryqovanix provides AI-driven data analysis tools intended to help independent professionals organise and review information relating to surplus capital held between projects. Our outputs are informational in nature and are not personalised financial, legal, tax, or investment advice. Any decisions made using our tools are made at your own discretion and risk.

2. Eligibility

You must be at least 18 years old and capable of entering into legally binding agreements to use Ryqovanix. By using our services, you represent and warrant that you meet these requirements and that the information you provide to us is accurate and complete.

3. No Financial Advice

Nothing provided by Ryqovanix, including any reports, analysis, scores, or recommendations, constitutes financial, investment, legal, or tax advice. You should consult a qualified, independent professional before making any financial decisions. Ryqovanix does not guarantee any particular outcome, return, or result from use of our tools, and capital is always at risk. Past performance, where referenced, is not a reliable indicator of future results.

4. Account Registration and Security

Certain features may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account.

5. Acceptable Use

You agree not to misuse the Ryqovanix platform. This includes, without limitation, agreeing not to:

• Attempt to reverse-engineer, decompile, or extract the underlying models or source code of our tools;
• Use the service for any unlawful, fraudulent, or harmful purpose;
• Interfere with or disrupt the integrity or performance of the platform;
• Upload or transmit any content that infringes the rights of a third party;
• Attempt to gain unauthorised access to any part of the service or related systems.

6. Fees and Payment

Where Ryqovanix offers paid plans or subscriptions, applicable fees will be presented to you prior to purchase. Fees are generally non-refundable except where required by law or expressly stated otherwise at the point of sale. We reserve the right to change our pricing with reasonable advance notice.

7. Intellectual Property

All content, software, design elements, trademarks, and materials made available through Ryqovanix are the property of Ryqovanix or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from our materials without prior written consent.

8. Third-Party Links and Services

Our platform may contain links to third-party websites or integrate with third-party services. Ryqovanix is not responsible for the content, accuracy, or practices of any third party, and inclusion of such links does not imply endorsement.

9. Disclaimers

The Ryqovanix service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the service will be uninterrupted, error-free, or free from harmful components.

10. Limitation of Liability

To the maximum extent permitted by law, Ryqovanix and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or capital, arising from or related to your use of the service, even if advised of the possibility of such damages. Our total aggregate liability for any claim arising from these Terms shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.

11. Indemnification

You agree to indemnify and hold Ryqovanix, its officers, employees, and affiliates harmless from any claims, losses, liabilities, damages, costs, or expenses arising out of your use of the service or your violation of these Terms.

12. Termination

We may suspend or terminate your access to Ryqovanix at any time, with or without notice, if we believe you have violated these Terms or engaged in conduct that may harm the platform, other users, or third parties. You may also discontinue use of the service at any time.

13. Changes to These Terms

We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. We will post the updated Terms on this page with a revised effective date. Continued use of Ryqovanix after any changes constitutes acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Ryqovanix operates, without regard to conflict of law principles. This section is provided as a general placeholder and should be reviewed and confirmed by a qualified legal professional prior to publication.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

If you have questions about these Terms, please get in touch via the contact details provided on our Contact page. This document is a general template intended for editing and formal legal review before use, and does not constitute legal advice.